Fund Performance

For more information, including fund objective, investment strategy and the risks associated with investing in the funds please click on the fund names below. You may also view the prospectus for GuideStone Funds.

The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. The investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Returns exceeding 20% reflect unusual market conditions and may not be sustained at this level over the long term. Select monthly tab to view the most recent month-end performance information.

Regarding the GuideStone Funds, when the gross expense ratio and the net expense ratio are different, it reflects fee waivers and expense limitations for the fund. Unless renewed, the contractual end dates of the expense limitations for the Value Equity Index, Growth Equity Index, International Equity Index, Strategic Alternatives, Impact Bond, Impact Equity (Investor class), MyDestination 2015, MyDestination 2025, MyDestination 2035, MyDestination 2045 and MyDestination 2055 funds are April 30, 2024. Please refer to the prospectus for more information.

  • Daily
  • Monthly
  • Quarterly
  • Morningstar
As Of 4/18/2024 As Of 3/31/2024 As Of 3/31/2024 Morningstar Ratings (number of funds in category) As Of 3/31/2024 Based on Risk Adjusted Return
Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
Target Date Funds Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
GuideStone MyDestination 2015 (GMTZX) 1 Investor 9.57 -2.94% -0.31% 6.04% -0.08% 3.65% 4.00% 4.18% 12/29/2006 0.79% 0.75% 1.65% 2.71% 9.72% 1.65% 4.47% 4.32% 4.38% 12/29/2006 0.79% 0.75% 2.71% 2.71% 9.72% 1.65% 4.47% 4.32% 4.38% 12/29/2006 0.79% 0.75% Target-Date 2015
of 102
of 102
of 93
of 49
GuideStone MyDestination 2025 (GMWZX) 1 Investor 10.06 -3.27% 0.10% 7.39% 0.31% 4.66% 4.85% 4.68% 12/29/2006 0.77% 0.75% 1.86% 3.48% 11.60% 2.35% 5.63% 5.20% 4.89% 12/29/2006 0.77% 0.75% 3.48% 3.48% 11.60% 2.35% 5.63% 5.20% 4.89% 12/29/2006 0.77% 0.75% Target-Date 2025
of 197
of 197
of 173
of 107
GuideStone MyDestination 2035 (GMHZX) 1 Investor 10.56 -3.82% 1.05% 10.21% 1.21% 6.33% 5.88% 5.19% 12/29/2006 0.75% 0.75% 2.33% 5.07% 15.52% 3.76% 7.57% 6.28% 5.45% 12/29/2006 0.75% 0.75% 5.07% 5.07% 15.52% 3.76% 7.57% 6.28% 5.45% 12/29/2006 0.75% 0.75% Target-Date 2035
of 190
of 190
of 170
of 104
GuideStone MyDestination 2045 (GMFZX) 1 Investor 10.97 -4.28% 2.05% 12.80% 2.33% 7.72% 6.77% 5.60% 12/29/2006 0.72% 0.72% 2.78% 6.60% 19.15% 5.26% 9.14% 7.20% 5.89% 12/29/2006 0.72% 0.72% 6.60% 6.60% 19.15% 5.26% 9.14% 7.20% 5.89% 12/29/2006 0.72% 0.72% Target-Date 2045
of 190
of 190
of 170
of 104
GuideStone MyDestination 2055 (GMGZX) 1 Investor 15.80 -4.36% 2.46% 13.70% 2.70% 8.11% 7.08% 8.80% 1/1/2012 0.75% 0.75% 2.87% 7.13% 20.31% 5.71% 9.56% 7.52% 9.23% 1/1/2012 0.75% 0.75% 7.13% 7.13% 20.31% 5.71% 9.56% 7.52% 9.23% 1/1/2012 0.75% 0.75% Target-Date 2055
of 190
of 190
of 170
of 98
Target Risk Funds Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
GuideStone Conservative Allocation (GFIZX) 2 Investor 10.83 -1.90% 0.37% 5.81% -0.11% 2.67% 2.69% 3.45% 8/27/2001 0.91% 0.91% 1.19% 2.32% 8.17% 1.03% 3.22% 2.91% 3.54% 8/27/2001 0.91% 0.91% 2.32% 2.32% 8.17% 1.03% 3.22% 2.91% 3.54% 8/27/2001 0.91% 0.91% Conservative Allocation
of 140
of 140
of 135
of 104
GuideStone Balanced Allocation (GGIZX) 2 Investor 11.11 -3.31% 0.18% 7.40% -0.65% 3.81% 3.97% 4.96% 8/27/2001 0.97% 0.97% 1.95% 3.61% 11.60% 1.36% 4.79% 4.34% 5.12% 8/27/2001 0.97% 0.97% 3.61% 3.61% 11.60% 1.36% 4.79% 4.34% 5.12% 8/27/2001 0.97% 0.97% Moderately Conservative Allocation
of 441
of 441
of 409
of 297
GuideStone Growth Allocation (GCOZX) 2 Investor 11.88 -4.04% 1.71% 11.46% 0.43% 5.79% 5.57% 5.68% 8/27/2001 1.05% 1.05% 2.48% 5.99% 17.11% 3.08% 7.10% 5.99% 5.89% 8/27/2001 1.05% 1.05% 5.99% 5.99% 17.11% 3.08% 7.10% 5.99% 5.89% 8/27/2001 1.05% 1.05% Moderately Aggressive Allocation
of 302
of 302
of 274
of 225
GuideStone Aggressive Allocation (GGBZX) 2 Investor 11.88 -4.58% 3.30% 15.30% 1.57% 7.67% 7.40% 6.37% 8/27/2001 1.10% 1.10% 3.06% 8.26% 22.32% 4.73% 9.33% 7.83% 6.60% 8/27/2001 1.10% 1.10% 8.26% 8.26% 22.32% 4.73% 9.33% 7.83% 6.60% 8/27/2001 1.10% 1.10% Global Large-Stock Blend
of 338
of 338
of 300
of 202
US Equity Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
GuideStone Defensive Market Strategies (GDMZX) 3, 4, 5 Investor 11.63 -3.41% 0.87% 8.33% 1.78% 5.78% 6.95% 8.05% 9/1/2011 0.96% 0.96% 1.95% 4.42% 12.97% 3.79% 6.75% 7.32% 8.38% 9/1/2011 0.96% 0.96% 4.42% 4.42% 12.97% 3.79% 6.75% 7.32% 8.38% 9/1/2011 0.96% 0.96% Moderate Allocation
of 686
of 686
of 646
of 487
GuideStone Equity Index (GEQZX) Investor 51.23 -4.49% 5.30% 22.16% 7.22% 12.87% 12.05% 8.28% 8/27/2001 0.39% 0.39% 3.16% 10.26% 29.41% 10.78% 14.52% 12.53% 8.52% 8/27/2001 0.39% 0.39% 10.26% 10.26% 29.41% 10.78% 14.52% 12.53% 8.52% 8/27/2001 0.39% 0.39% Large Blend
of 1,293
of 1,293
of 1,179
of 888
GuideStone Value Equity Index (GVIZX) 6, 7 Investor 11.23 -5.15% 3.31% 11.84% N/A N/A N/A 10.35% 8/31/2022 2.01% 0.48% 4.87% 8.92% 19.99% N/A N/A N/A 14.46% 8/31/2022 2.01% 0.48% 8.92% 8.92% 19.99% N/A N/A N/A 14.46% 8/31/2022 2.01% 0.48% N/A N/A N/A N/A
GuideStone Value Equity (GVEZX) 6 Investor 18.53 -5.17% 3.23% 12.21% 5.01% 8.89% 7.91% 6.99% 8/27/2001 0.92% 0.92% 4.88% 8.86% 20.42% 8.09% 10.66% 8.41% 7.26% 8/27/2001 0.92% 0.92% 8.86% 8.86% 20.42% 8.09% 10.66% 8.41% 7.26% 8/27/2001 0.92% 0.92% Large Value
of 1,118
of 1,118
of 1,058
of 816
GuideStone Growth Equity Index (GEIZX) 7 Investor 13.71 -4.19% 6.36% 31.87% N/A N/A N/A 22.34% 8/31/2022 2.24% 0.48% 1.78% 11.02% 38.03% N/A N/A N/A 26.49% 8/31/2022 2.24% 0.48% 11.02% 11.02% 38.03% N/A N/A N/A 26.49% 8/31/2022 2.24% 0.48% N/A N/A N/A N/A
GuideStone Growth Equity (GGEZX) Investor 25.04 -4.65% 7.98% 34.03% 3.05% 12.05% 12.79% 8.28% 8/27/2001 0.93% 0.93% 1.98% 13.24% 40.92% 7.09% 13.73% 13.13% 8.53% 8/27/2001 0.93% 0.93% 13.24% 13.24% 40.92% 7.09% 13.73% 13.13% 8.53% 8/27/2001 0.93% 0.93% Large Growth
of 1,111
of 1,111
of 1,037
of 807
GuideStone Small Cap Equity (GSCZX) 8 Investor 16.28 -7.60% -3.67% 7.94% -1.91% 6.76% 6.63% 7.21% 8/27/2001 1.21% 1.21% 3.65% 4.26% 15.92% 1.87% 8.94% 7.18% 7.60% 8/27/2001 1.21% 1.21% 4.26% 4.26% 15.92% 1.87% 8.94% 7.18% 7.60% 8/27/2001 1.21% 1.21% Small Blend
of 584
of 584
of 552
of 384
Non-US Equity Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
GuideStone International Equity Index (GIIZX) 3, 7 Investor 11.34 -4.71% 0.09% 6.07% N/A N/A N/A 7.24% 4/29/2022 1.46% 0.51% 3.12% 5.03% 14.32% N/A N/A N/A 10.16% 4/29/2022 1.46% 0.51% 5.03% 5.03% 14.32% N/A N/A N/A 10.16% 4/29/2022 1.46% 0.51% Foreign Large Blend
of 696
of 696
of 646		 N/A
GuideStone International Equity (GIEZX) 3 Investor 14.07 -4.67% 1.30% 8.30% 0.59% 4.72% 4.16% 5.38% 8/27/2001 1.14% 1.14% 2.86% 6.26% 16.11% 3.61% 6.45% 4.63% 5.62% 8/27/2001 1.14% 1.14% 6.26% 6.26% 16.11% 3.61% 6.45% 4.63% 5.62% 8/27/2001 1.14% 1.14% Foreign Large Blend
of 696
of 696
of 646
of 425
GuideStone Emerging Markets Equity (GEMZX) 3 Investor 9.02 -2.59% 1.58% 6.55% -6.88% 1.96% 1.49% 1.37% 10/31/2013 1.41% 1.41% 2.55% 4.28% 10.54% -5.02% 3.13% 1.97% 1.63% 10/31/2013 1.41% 1.41% 4.28% 4.28% 10.54% -5.02% 3.13% 1.97% 1.63% 10/31/2013 1.41% 1.41% Diversified Emerging Mkts
of 721
of 721
of 657
of 425
Fixed Income Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
GuideStone Money Market (GMZXX) 9 Investor 1.00 0.24% 1.49% 5.01% 2.49% 1.79% 1.16% 1.40% 8/27/2001 0.41% 0.41% 0.42% 1.24% 4.99% 2.41% 1.77% 1.14% 1.40% 8/27/2001 0.41% 0.41% 1.24% 1.24% 4.99% 2.41% 1.77% 1.14% 1.40% 8/27/2001 0.41% 0.41% N/A N/A N/A N/A
7-day current annualized yield (net) = 4.91%, 7-day current annualized yield (gross) = 4.91%, as of 4/18/2024 7-day current annualized yield (net) = 4.96%, 7-day current annualized yield (gross) = 4.96%, as of 3/31/2024 7-day current annualized yield (net) = 4.96%, 7-day current annualized yield (gross) = 4.96%, as of 3/31/2024
GuideStone Low-Duration Bond (GLDZX) 10 Investor 12.76 -0.39% 0.32% 3.62% -0.07% 1.04% 1.15% 2.34% 8/27/2001 0.61% 0.61% 0.44% 0.71% 4.02% 0.08% 1.14% 1.21% 2.36% 8/27/2001 0.61% 0.61% 0.71% 0.71% 4.02% 0.08% 1.14% 1.21% 2.36% 8/27/2001 0.61% 0.61% Short-Term Bond
of 534
of 534
of 494
of 359
GuideStone Medium-Duration Bond (GMDZX) 10 Investor 12.35 -2.60% -3.16% -0.07% -4.14% -0.25% 1.09% 3.58% 8/27/2001 0.67% 0.67% 0.98% -0.58% 2.36% -2.94% 0.25% 1.40% 3.71% 8/27/2001 0.67% 0.67% -0.58% -0.58% 2.36% -2.94% 0.25% 1.40% 3.71% 8/27/2001 0.67% 0.67% Intermediate Core-Plus Bond
of 557
of 557
of 527
of 368
GuideStone Global Bond (GGBFX) 3, 10, 11 Investor 8.37 -2.56% -3.57% 0.24% -4.31% -1.04% 0.62% 3.08% 12/29/2006 0.87% 0.87% 0.70% -1.04% 2.75% -3.03% -0.39% 0.94% 3.24% 12/29/2006 0.87% 0.87% -1.04% -1.04% 2.75% -3.03% -0.39% 0.94% 3.24% 12/29/2006 0.87% 0.87% Global Bond
of 168
of 168
of 149
of 117
Real Assets/Alternatives Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
GuideStone Global Real Estate Securities (GREZX) 12 Investor 8.28 -7.49% -7.79% 0.60% -4.10% 0.69% 3.47% 2.84% 12/29/2006 1.13% 1.13% 3.35% -0.33% 9.38% 0.01% 1.88% 4.48% 3.31% 12/29/2006 1.13% 1.13% -0.33% -0.33% 9.38% 0.01% 1.88% 4.48% 3.31% 12/29/2006 1.13% 1.13% Global Real Estate
of 179
of 179
of 179
of 119
GuideStone Strategic Alternatives Fund (GFSZX) Investor 9.35 0.32% 2.19% 6.91% 3.61% 2.54% N/A 2.44% 6/30/2017 1.75% 1.59% 0.54% 1.86% 6.89% 3.57% 2.60% N/A 2.41% 6/30/2017 1.75% 1.59% 1.86% 1.86% 6.89% 3.57% 2.60% N/A 2.41% 6/30/2017 1.75% 1.59% Multistrategy
of 121
of 121
of 107		 N/A
Impact Net Asset Value Month To Date Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio One Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Three Month Year To Date One Year Three Year (Annualized) Five Year (Annualized) Ten Year (Annualized) Since Inception (Annualized) Inception Date Gross Expense Ratio Net Expense Ratio Category Overall Rating 3 Year Rating 5 Year Rating 10 Year Rating
GuideStone Impact Bond (GMBZX) 3, 7, 10, 13 Investor 9.50 -2.26% -2.83% -0.22% N/A N/A N/A -0.51% 1/27/2023 1.42% 0.79% 0.86% -0.58% 1.68% N/A N/A N/A 1.43% 1/27/2023 1.42% 0.79% -0.58% -0.58% 1.68% N/A N/A N/A 1.43% 1/27/2023 1.42% 0.79% N/A N/A N/A N/A
GuideStone Impact Equity (GMEZX) 3, 7, 8, 13 Investor 11.49 -5.20% 3.05% 14.27% N/A N/A N/A 12.54% 1/27/2023 1.38% 1.21% 2.62% 8.70% 20.54% N/A N/A N/A 18.37% 1/27/2023 1.38% 1.21% 8.70% 8.70% 20.54% N/A N/A N/A 18.37% 1/27/2023 1.38% 1.21% N/A N/A N/A N/A

You should carefully consider the investment objectives, risks, charges and expenses of the Funds before investing. For a copy of the prospectus with this and other information about the Funds, call 1-888-GS-FUNDS (1-888-473-8637) or visit GuideStoneFunds.com/Funds to view or download a prospectus. You should read the prospectus carefully before investing.

You could lose money by investing in the Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time. Yield for the Money Market Fund represents the annualization of the fund’s declared dividends over the period indicated, excluding capital gains distributions. The yield more closely reflects the current earnings of the fund than the total return. Gross Yield reflects the yield if fee waivers were not in effect.

Shares of GuideStone Funds are distributed by Foreside Funds Distributors LLC, a registered broker-dealer and underwriter of the Funds, not an advisor affiliate. Foreside is not a registered investment adviser and does not provide investment advice. GuideStone Capital Management, LLC®, a controlled-affiliate of GuideStone Financial Resources, provides investment advisory services for the Funds.

You should carefully consider the investment objectives, risks, charges and expenses of the Funds before investing. For a copy of the prospectus with this and other information about the Funds, call 1-888-GS-FUNDS (1-888-473-8637) or visit GuideStoneFunds.com/Funds to view or download a prospectus. You should read the prospectus carefully before investing.

Shares of GuideStone Funds are distributed by Foreside Funds Distributors LLC, a registered broker-dealer and underwriter of the Funds, not an advisor affiliate. Foreside is not a registered investment adviser and does not provide investment advice. GuideStone Capital Management, LLC®, a controlled-affiliate of GuideStone Financial Resources, provides investment advisory services for the Funds.

Ratings are subject to change monthly. Past ratings are no guarantee of future ratings. Investment return and the value of an investor’s shares will fluctuate. Shares may be worth more or less than original cost when redeemed.

The Morningstar Rating™ for funds, often called a star rating, is a quantitative assessment of a fund’s past performance — both return and risk — as measured from one to five stars.

Morningstar, Inc. is a leading provider of independent investment research in the United States and in major international markets. Morningstar is a trusted source for insightful information on stocks, mutual funds, variable annuities, closed-end funds, exchange-traded funds, separate accounts, hedge funds and 529 college savings plans. With operations in 16 countries, Morningstar currently provides data on more than 125,000 investment offerings worldwide.

© 2024 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund’s monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. Morningstar provides adjusted historical returns and an Extended Performance Rating for mutual funds with multiple share classes (where at least one class has three years of history).This means that any share class that doesn’t have a 3-, 5-, or 10-year performance history may receive a hypothetical Morningstar Rating based on the oldest surviving share class of the fund. Morningstar first takes the performance of the initial share class for the prior periods and adjust those returns for any difference in fee structure. Next, the Extended Performance Rating is determined by comparing the adjusted-historical returns to the current investment universe to identify placement in the bell curve used to assign the Morningstar Rating. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. (Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-year and five-year Morningstar Rating metrics, which are based on a risk-adjusted return.

1 The MyDestination Funds (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds. The Funds are managed to a retirement date (“target date”) by adjusting the percentage of fixed income securities and equity securities to become more conservative each year until reaching the retirement year and then approximately 15 years thereafter. The target date in the name of the Funds is the approximate date when an investor plans to start withdrawing money. By investing in the Funds you will also incur the expenses and risks of the underlying Select Funds.  The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. The amount invested in the Fund is not guaranteed to increase, is not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date. It is possible to lose money by investing in the Funds.

2 Target Risk Funds ("Funds") attempt to achieve their objectives by investing in the GuideStone Select Funds. By investing in the Funds you will also incur the expenses and risks of the underlying Select Funds. The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds. The Funds' value will go up and down in response to changes in the share prices of the investments that they own. It is possible to lose money by investing in the Funds.

3 Foreign securities involve risk from adverse changes in currency exchange rates. Securities of emerging countries may involve additional risks including price volatility, reduced liquidity, lax financial reporting requirements as well as political and economic instability.

4 The Fund’s volatility may be amplified by its use of short sales and derivatives. Short sales by a fund theoretically involve unlimited loss potential since the market price of securities sold short may continuously increase. Leverage may increase the risk of loss and cause fluctuations in the market value of the Fund’s portfolio to have disproportionately large effects or cause the NAV of the Fund generally to decline faster than it would otherwise.

5 Convertible bonds are subject to interest rate risk, meaning values of existing bonds generally fall when interest rates rise. They also may decrease in value when the underlying common stock decreases in value.

6 There is a risk that value-oriented investments may not perform as well as the rest of the U.S. stock market as a whole.

7 The Institutional and/or Investor class of the Fund is new and has no and/or limited operating history for investors to evaluate.

8 Small company stocks are generally riskier than large company stocks due to greater volatility and less liquidity.

9 You could lose money by investing in the Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

10 The bonds held by the bond funds are subject to interest rate risk. Values of existing bonds generally fall when interest rates rise.

11 The fund invests in high yield securities, commonly known as “junk bonds.” While offering higher currency yields, these securities generally are considered speculative and are subject to greater default and liquidity risks than higher-rated bonds.

12 Real estate investing involves risks not associated with investing in stocks. Risks include declines in the value of real estate, general and economic conditions, changes in the value of the underlying property and defaults by borrowers. The value of assets in the real estate industry may go through cycles of relative underperformance and outperformance in comparison to equity securities markets in general.

13 The Fund’s impact investing criteria could cause it to perform differently compared to funds that do not apply such criteria. Successful application of the Fund’s impact investing strategy will depend upon the Adviser’s and each sub-adviser’s skill in properly identifying and analyzing impact investing issues. Investments made may not generate the amount of positive impact that was intended when the investment was made.